Jarvis Financial Services Company Web Site Privacy Policy January 1, 2006. Purpose: Jarvis Financial is committed to ensuring the personal privacy of those who visit this site. This statement summarizes Jarvis Financial's current practices on gathering and handling data about visitors to its Web site. Although Jarvis Financial's site contains links to other sites, Jarvis Financial is not responsible for the privacy practices employed by other sites or the contents of such sites. Summary of Policy Through its Web site, Jarvis Financial collects information about visitors who knowingly and voluntarily provide information to Jarvis Financial. Otherwise, no information revealing the visitor's identity is collected. This means that you may visit Jarvis Financial Service's Web site without telling us who you are or revealing any information about yourself. If, however, you should choose to provide us with personal information, then we will not disclose it to anyone outside Jarvis Financial unless you specifically authorize it or disclosure is required either by law or to protect the safety or security of Jarvis Financial's customers, employees, or property. Information Jarvis Financial Services Collects to measure the effectiveness of our Web site, Jarvis Financial Services collects some non-personal, generic information about visitors. This information may be described as "aggregated tracking information." "Aggregated tracking information" is data collected on visitors as a group, without any distinguishing characteristics from which individuals can be identified. For example, our Web server will recognize a visitor's domain name (such as .com, .gov, .edu), the Web pages from and to which the visitor enters and exits our site, the pages visited, the visitor's Web browser, and how much time the visitor spends on each page. We aggregate this information to evaluate and improve our Web site. How We Gather Information Jarvis Financial Services gathers information based on whether Web site users choose to provide information to Jarvis Financial Services. Anonymous Users: We use a "cookie" to store information for a single visit of an anonymous user. A cookie is a small data file (a few lines of text) that is transmitted to your Web browser and then stored on your hard drive. When you return to the site, the cookie is transmitted back to our server. A cookie file can contain information that the site uses to track the pages you've visited. However, the only personal information a cookie can contain is information you supply yourself. A cookie can't read data off your hard disk drive or read cookie files created by other sites. We will delete the cookie when you end your browser session (i.e., when you choose "Exit" in Netscape's File menu or "Close" in Internet Explorer's File menu).

Jarvis Financial Services General Privacy Policy Jarvis Financial Services, Inc. is concerned about your privacy and we are committed to maintaining the trust and confidence of our customers. For us to provide you with high quality products and services, we must collect personal information about you. We believe you should know about the information we collect, the safeguards we have in place to protect it, and the situations in which we might share information with select business partners. The following describes our Privacy Policy. Please review this information and feel free to contact us with any questions.  The kinds of non-public personal information that we collect about you: Information from you on account applications and other forms, such as name, address, social security number, assets, types and amounts of investments, transactions and income; Information about your transactions with us, our affiliates, or with others, such as account activity, payment history, and products and services purchased; Information from other individuals, businesses and agencies, such as demographic, an/or medical information.  Information that we may disclose to non-affiliated third parties: We do not sell or disclose your non-public personal information to any marketing companies; We may disclose information about you to third parties, when it is necessary, in order to effect, administer, or enforce a transaction that you request or authorize, or to conduct our operations on your behalf.  We may be required by law or regulation to disclose information to third parties. Examples include, in response to subpoena, to prevent fraud, or to comply with the rules of, or inquiries from, industry regulators.  Safeguards to protect the confidentiality and security of your non-public personal information: We have implemented physical, electronic, and procedural safeguards to ensure that access to customer information is limited to employees who may need access to it to do their jobs. They are required to respect the confidentiality of all customer information. If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.  We reserve the right to change this policy at any time and you will be notified if any changes occur.